Identity & AML screening
Identity verification, sanctions and PEP screening on every participant.
CRM requests a check → provider returns a Pass / Flag / Pending status with a date.
Onfido · ComplyAdvantage
Property investment · Est. 2026
Four ways
Four ways
to own the
same ambition.
OIKIA structures property investment across four legally distinct pillars — keeping fee models, ownership and compliance cleanly separate, while giving you one transparent view from first enquiry to exit.
04
Distinct pillars, one platform
6 yr
Record retention, by design
KYC
AML & sanctions screened
UK
GDPR-compliant data residency
Separate by design.
Unified in view.
01 ↗
SPV Co-Ownership
Own a share of a real asset
Verified investors co-own a single property through a dedicated SPV. Contributions are logged against the project and drive each owner’s share — clean, legal, and auditable end to end.
Commitment ContributionCompletion Balance
Individuals & corporates seeking direct, structured ownership 02 ↗
Pooled Small Investor
Pool capital, share the upside
Smaller investors pool capital into acquisitions and refurbishments, then share profit pro-rata on sale. Lower entry, fully transparent distribution tracking.
Capital ContributionPerformance Fee
Small investors wanting access with a lower threshold 03 ↗
A-to-Z Turnkey
We handle the whole cycle
A fully managed service — sourcing, acquisition, refurbishment, and exit or let. One point of contact from discovery call to handover.
Service FeePerformance Fee
Clients who want a hands-off, done-for-you mandate 04 ↗
Institutional Contracts
Frameworks & public tenders
Public-sector frameworks and institutional mandates — from tender identification through bid, award, and active management to renewal.
Management Fee
Councils, housing bodies & institutional partners From enquiry to exit,
every step recorded.
- 01
Enquire
Tell us which pillar fits. A lead is created the moment you reach out — no capital, no commitment.
- 02
Qualify & verify
KYC, AML and sanctions screening establish a verified investor profile, held to UK GDPR standards.
- 03
Agree & contribute
Sign the pillar-specific agreement; your verified contribution drives your ownership or profit share.
- 04
Manage & exit
Track the property, payments and approvals through to sale, distribution, or ongoing management.
One record,
connected to everything.
A purpose-built CRM sits behind every pillar — wiring screening, signatures, accounting and verification into a single, auditable source of truth.
E-signature
Execute agreements and Special Conditions, versioned to the signed document.
CRM sends the document → the signed file reference is returned and linked.
DocuSign · PandaDocAccounting & invoicing
Invoicing, fee tracking and VAT, synced both ways with the ledger.
Two-way sync on every Payment / Invoice record.
Xero · QuickBooksCorporate verification
Confirm corporate investor registration against the public register.
CRM queries → registration data is returned and attached.
Companies House APICommunications
Email, SMS and WhatsApp, logged against the right contact.
Two-way — everything sent and received is logged.
Postmark · TwilioProperty & tender intake
New project intake from auction feeds and council procurement portals.
Feeds create draft Project records for Pillars 1, 2 and 4.
Auction feeds · ProContract Built on compliance
Trust isn’t a promise.
Trust isn’t a promise.
It’s an audit trail.
Every contribution, payment and approval is logged and retained. Bank details and identity documents are never stored in plain fields — only secure, encrypted references to trusted providers.
How we handle data → 01
KYC, AML & sanctions
Every participant is identity-verified and screened for sanctions and PEP exposure before capital moves. Results are recorded with a date and never bypassed.
02
UK GDPR by default
Personal data, ID documents and AML records are handled under UK GDPR — we store only what is needed, with clear retention periods and consent captured at first contact.
03
Six-year retention
Project records — contributions, payments, approvals and correspondence — are retained for at least six years, matching the record-keeping period in the Project Management Agreement.
04
Sensitive data as references
Bank details and payment credentials never sit in plain fields. We store an encrypted reference to the payment or accounting provider instead of the data itself.
Answered
plainly.
Can’t find it? Ask us directly →
How do the four pillars differ?+
Each pillar is a legally and commercially distinct product with its own fee model, ownership structure and pipeline. SPV Co-Ownership gives you a direct share of one property; Pooled Small Investor shares profit pro-rata across a pool; A-to-Z Turnkey is a fully managed mandate; and Institutional Contracts covers public frameworks and tenders.
What happens after I enquire?+
An enquiry creates a lead only — no capital, no commitment. We follow up to qualify the fit, then move through KYC and AML screening, a pillar-specific agreement, and your contribution. Every step is recorded.
How is my ownership or profit share decided?+
By what you actually contribute. In SPV Co-Ownership your verified capital contribution sets your ownership percentage; in the pooled pillar it sets your pro-rata profit share. Nothing is hidden or arbitrary.
How do you handle my personal and financial data?+
Under UK GDPR, storing only what is needed. ID documents and AML records are referenced securely, and bank details are never kept in plain fields — only an encrypted pointer to the payment provider. Records are retained for at least six years.
Do you work with corporate and institutional investors?+
Yes. Corporate investors are verified against Companies House, and Pillar 4 is built specifically for councils, housing bodies and institutional partners bidding into public frameworks.
Who can see my information internally?+
Access is role-based with a clear separation of duties. Sales, Compliance, Project Management, Finance and the Board each see only what their role requires, and project managers are scoped to their assigned projects.
Ready when
you are.
Start with a single enquiry. We’ll match you to the right pillar and take it from there — clearly, and on the record.
Enquire now →